Blog Archives

Retirement Proposals for Trump Administration

Retirement policy for the incoming Administration is still an open question, but there are a number of proposals being floated. In a plansponsor.com piece, Rebecca Moore writes that “some discussion topics during president-elect Donald Trump’s campaign included tax reform, jobs,

Posted in 401k, Pension Parameters, Retirement Plans, ROTH Tagged with:

ROLLOVER IRAs

“These days, with pensions a rarity and opportunity for salary growth often coming from a move to a new company, it is neither uncommon nor the subject of much stigma to be employed by many different firms throughout your working

Posted in Retirement Plans, ROTH, Small Business Needs, Tax Planning and Deductions

New Procedure Helps People Making IRA and Retirement Plan Rollovers

WASHINGTON — The Internal Revenue Service [on Aug. 24] provided a self-certification procedure designed to help recipients of retirement plan distributions who inadvertently miss the 60-day time limit for properly rolling these amounts into another retirement plan or individual retirement

Posted in IRA, Retirement Plans, ROTH Tagged with:

CONSIDERING A ROTH IRA CONVERSION NOW?

CONSIDERING A ROTH IRA CONVERSION? “With financial markets still in a bit of a slump, now might be a good time to convert to a Roth IRA, which can have attractive advantages,” writes Greg McBride for Bankrate.com. He continues: “Why

Posted in ROTH, Tax Planning and Deductions Tagged with: ,

DRAWING FROM THE PORTFOLIO WELL

“When you withdraw money from your investment accounts, the big question is: in what order?  From taxable accounts first?  Tax-deferred?” Good questions all, and in an excellent adviceiq.com piece headlined Which Accounts to Tap First? Sean Condon outlines some strategies.

Posted in Do You Know, Risk and Rewards, ROTH Tagged with: ,

401(k) AS AN ESSENTIAL BENEFIT

Real estate, it’s often said, is about location, location, location. In the work force, it’s increasingly about benefits, benefits, benefits. And when it comes to benefits, as Paula Aven Gladych writes in an interesting benefitnews.com piece, a workplace-sponsored retirement plan

Posted in 401k, Boomer Retirement, News, Pension Parameters, Retirement Plans, ROTH, Small Business Needs Tagged with: ,

IRA FACTS & FIGURES

 In another superb usnews.com column, Emily Brandon takes a close look at how much money workers are putting in IRAs. Her piece: “The average balance tops $100,000. Individuals held an average of $119,804 in their IRAs in 2013, according to

Posted in Boomer Retirement, IRA, ROTH Tagged with: , ,

IRAs AND RESPECT

They dubbed Henny Youngman “The King of the One Liners,” but for our money that title belonged to Rodney Dangerfield. It was Dangerfield, after all, who said: When I was born I was so ugly the doctor slapped my mother

Posted in IRA, Planning for Longevity, ROTH, Tax Planning and Deductions

ON IRA ROLLOVERS: NEW RULES

The seemingly endless rules & regulations comprising the Internal Revenue Service website would never be mistaken for light reading, but as we approach the last quarter of 2014 it’s useful, from time to time, to be reminded of a few

Posted in Do You Know, Retirement Plans, ROTH, Tax deductible, Tax Planning and Deductions Tagged with:

IRA DEBATE—ROTH VS. TRADITIONAL, PART 1

“Is it better to save for retirement in a Roth IRA or a traditional IRA?” asks Robert Berger in a comprehensive usnews.com piece. “Spend a little time researching this question, and you’ll learn an interesting mathematical truth: If your tax

Posted in IRA, Retirement Plans, ROTH Tagged with: , ,