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ACT TWO

Retirement can mean many things, but it’s not often thought of as an entrepreneurial “second act.” But, in fact, as New York Times reporter Elizabeth Olson wrote in a perceptive piece from the newspaper’s special retirement section–headlined TURNING  HOBBIES INTO

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Posted in Do You Know, Pension Parameters, Planning for Longevity

RETIREMENT PLANNING PITFALLS, PART 2

Here are excerpts from the conclusion of USA Today columnist Rodney Brooks’ excellent piece on seven mistakes to avoid in retirement planning. “4. Does your spouse have power of attorney, and are all accounts held jointly? ‘I had a client

Posted in Do You Know, Planning for Longevity, Protect Your Family, Retirement Plans

PERCENTAGE PLAY, PART 2

Excerpts from the conclusion of Eilene Zimmerman’s excellent May 14 New York Times piece headlined 4% RULE FOR RETIREMENT WITHDRAWALS IS GOLDEN NO MORE- “Many advisers recommend maximizing earnings by moving away from the 60 /40 portfolio allocation on which

Posted in Planning for Longevity

PERCENTAGE PLAY

Savvy gamblers like to “play the percentages,” theatrical agents of a certain (pre-inflationary time were known as “10 per centers” and Sherlock Holmes, you may remember, famously had his “7% solution.”) For those contemplating retirement in general or portfolio withdrawals

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SURVEY-PART 2: ROLE OF REAL ESTATE

The conclusion of Andrea Coombes’ MarketWatch.com piece about personal financial decisions draws from the findings of a Harris Interactive survey of about 1,540 people for Northwestern Mutual, an insurance and financial-services firm. Here are excerpts from her article: Real estate

Posted in Do You Know, Pension Parameters, Planning for Longevity, Risk and Rewards

ENCORE! ENCORE!

Let’s hear it for resilience, resourcefulness and career reinvention! Which is to say, are there really no second acts in American lives, as F. Scott Fitzgerald famously suggested?  You wouldn’t think so when it comes to today’s retirees.  “Sitting at

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THE TAX DEAL AND YOUR PORTFOLIO, PART 4

The fourth of five online canadian pharmacy no prescription installments excerpted from Christine Benz’s comprehensive Jan. 3 Improving Your Finances article on Morningstar.com focuses on . . . : Long-Term Care Provision of Health-Care Reform  “What’s Happening: Originally a component

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WORKING SENIORS—INCREASINGLY A NECESSITY, NOT A CHOICE

For millions of Americans, good luck with that idea for retirement, early or otherwise. Seniors are living longer and healthier today and may dream of saying adios to the 9-5 grind, buy viagra online but in these recessionary times many

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RETIREMENT SAVING: DON’T SHORTCHANGE THE LATER YEARS

At Pension Parameters Financial Services, we’re always scanning the dailies and periodicals—in print and on the web—for provocative as well cialis without prescription as plain-talking pieces on all aspects of retirement. Articles like the January 2012 one below by Money

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ON BORROWING FROM RETIREMENT PLANS

For some workers, the option to borrow from their company retirement plan is another reason for participating in the first place, but what (if any) limits on the

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