Blog Archives

SOCIAL SECURITY STRATEGY

  “The combination of working longer and waiting to start Social Security benefits is a reasonable way for older workers to address the modern realities of longer lifespans and meager retirement savings,” writes Steve Vernon in a cbsnews.com MoneyWatch article.

Posted in Asset Allocation, Do You Know, Pension Parameters, Retirement Plans Tagged with: ,

PROSPECTS OF A FRUGAL RETIREMENT

You can never go wrong with a Steve Vernon cbsnews.com MoneyWatch column, and this typically informative and gracefully written one–headlined How Boomers are Adjusting to Prospects of a Frugal Retirement—is no exception.  Vernon writes: “Several years into America’s economic recovery

Posted in Boomer Retirement, Health Care Costs, Pension Parameters, Retirement Plans, Retirement Reality Tagged with:

RETIREMENT CONFIDENCE- UP

“Seventy-eight percent of investors think they will have enough money to maintain the lifestyle they want in retirement, up from 69% in 2014, “ writes Lee Barney in a plansponsor.com piece, citing the Wells Fargo/Gallop Investor and Retirement Optimism Index.

Posted in 401k, Boomer Retirement, Company Retirement Plans, Money and Aging, Pension Parameters, Planning for Longevity, Retirement Plans, Retirement Reality Tagged with:

YOUR ‘POWER PERCENTAGE’

What is your power percentage and what does the metric mean in terms of retirement readiness? “If I were to approach you on the street and ask you how your financial life was going, on what basis would you answer

Posted in Asset Allocation, Boomer Retirement, Money and Aging, Pension Parameters, Retirement Reality Tagged with: ,

Retirement Proposals for Trump Administration

Retirement policy for the incoming Administration is still an open question, but there are a number of proposals being floated. In a plansponsor.com piece, Rebecca Moore writes that “some discussion topics during president-elect Donald Trump’s campaign included tax reform, jobs,

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SMALL BUSINESS OWNERS & RETIREMENT

A financialadvisoriq.com piece interestingly notes that “most small business owners in the U.S. haven’t put away for a comfortable retirement and could be betting too much on selling their business to fund it, according to a recent survey from BMO

Posted in 401k, Asset Allocation, News, Pension Parameters, Planning for Longevity, Small Business Needs Tagged with: ,

TAKING STOCK OF BONDS

You would think that most investors possess a basic understanding of bonds, but in fact a fairly large major of them apparently do not. In an excellent businessinsider.com piece, Bob Bryan examines the issue: “There are two ways to measure

Posted in 401k, Money and Aging, Pension Parameters, Planning for Longevity, Retirement Plans, Risk and Rewards Tagged with:

PIVOTAL RETIREMENT DECISIONS

Five of the most important retirement decisions are discussed in a superb piece by one of our favorite writers on retirement, Emily Brandon, for usnews.com. The author of Pensionless: the 10-Step Solution for a Stress-Free Retirement, Brandon outlines key “retirement choices

Posted in Boomer Retirement, Money and Aging, Pension Parameters, Planning for Longevity, Retirement Plans Tagged with:

BUILDING WEALTH

“Whether you’re a millennial just out of college, a baby boomer about to retire or somewhere in the middle, it can often be difficult to know where to start when it comes to getting your finances on track,” writes Masood

Posted in Boomer Retirement, Money and Aging, Pension Parameters, Planning for Longevity, Protect Your Family, Retirement Plans Tagged with:

RETIREMENT FEAR OF OUTLIVING MONEY

We’ve heard it a thousand times: If you have good health, you have everything. But that might not include peace of mind. In fact, as Catey Hill writes in a fine marketwatch.com piece, “it’s not being bored, unable to travel

Posted in 401k, Asset Allocation, Boomer Retirement, Money and Aging, Pension Parameters, Retirement Plans, Retirement Reality Tagged with: ,